Ohio Catholic Federal Credit Union

FREE Checking without all the fine print

Share Draft Accounts - (Checking Accounts)

Members can access their funds through checks, ATM card, debit cards, Automatic Clearing House (ACH) drafts, in person, and online.

• Dividends Earned with $500 Minimum Average Daily Balance

• No Minimum Balance Required

• No per Check Fee

• No Deposit Fee

• No Monthly Service Fee

• FREE Starter Check Pack for New Share Draft Accounts

• FREE Checks for Seniors (60 & Older)

• FREE VISA Debit Card Available - use at any merchant that accepts VISA

• FREE ATM Card Available

• FREE Online Banking Available

• Courtesy Pay and Overdraft Protection Available

ATM and Debit Cards

Get a FREE ATM or VISA Debit Card linked to your account for enhanced purchasing power and easy access to your funds. Point-of-Sale purchase transactions or ATM withdrawals are deducted from your checking account. The VISA debit card has worldwide acceptance, and eliminates the need to write checks or carry cash. Get yours today!

Many Convenient Ways to Deposit

• Direct Deposits

• ATMs

• Online Banking

• Night Depositories

• CU Talk (Touch Tone Teller)

• Wire Transfer

• Mail

• In-Person

CU Easy Pay (FREE Online Web Bill Pay)

• Receive Your Bills Online

• Make Bill Payments

• Set-up Recurring Payments

• Schedule Payment Date

• Monitor the Status of Payments

• Authorize Checks to be Sent

• No Transaction Fees

Overdraft Potection

Protect yourself from the inconvenience, embarrassment, merchant-return-fees and NSF fees of an overdrawn account. Just link your OCFCU checking account to a savings account at OCFCU and we'll automatically transfer funds (up to your savings account available balance) to cover the check. Members can take advantage of this service up to three times per month without fee or penalty. After the third usage, members pay a small fee per transaction.

Courtesy Pay

Another easy way to protect yourself from the inconvenience, embarrassment, merchant-return-fees and NSF fees of an overdrawn account. OCFCU offers up to $500.00 of Courtesy Pay protection to qualifying checking accounts if sufficient funds are not available to pay presented checks. A low fee will be assessed for each use.


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216.663.6800 330.733.6002 USA PATRIOT ACT requires IDENTITY VERIFICATION for all new accounts.	Checking FREE Checking without all the fine print Share Draft Accounts - (Checking Accounts) Members can access their funds through checks, ATM card, debit cards, Automatic Clearing House (ACH) drafts, in person, and online. • Dividends Earned with $500 Minimum Average Daily Balance • No Minimum Balance Required • No per Check Fee • No Deposit Fee • No Monthly Service Fee • FREE Starter Check Pack for New Share Draft Accounts • FREE Checks for Seniors (60 & Older) • FREE VISA Debit Card Available - use at any merchant that accepts VISA • FREE ATM Card Available • FREE Online Banking Available • Courtesy Pay and Overdraft Protection Available ATM and Debit Cards Get a FREE ATM or VISA Debit Card linked to your account for enhanced purchasing power and easy access to your funds. Point-of-Sale purchase transactions or ATM withdrawals are deducted from your checking account. The VISA debit card has worldwide acceptance, and eliminates the need to write checks or carry cash. Get yours today! Many Convenient Ways to Deposit • Direct Deposits • ATMs • Online Banking • Night Depositories • CU Talk (Touch Tone Teller) • Wire Transfer • Mail • In-Person CU Easy Pay (FREE Online Web Bill Pay) • Receive Your Bills Online • Make Bill Payments • Set-up Recurring Payments • Schedule Payment Date • Monitor the Status of Payments • Authorize Checks to be Sent • No Transaction Fees Overdraft Potection Protect yourself from the inconvenience, embarrassment, merchant-return-fees and NSF fees of an overdrawn account. Just link your OCFCU checking account to a savings account at OCFCU and we'll automatically transfer funds (up to your savings account available balance) to cover the check. Members can take advantage of this service up to three times per month without fee or penalty. After the third usage, members pay a small fee per transaction. Courtesy Pay Another easy way to protect yourself from the inconvenience, embarrassment, merchant-return-fees and NSF fees of an overdrawn account. OCFCU offers up to $500.00 of Courtesy Pay protection to qualifying checking accounts if sufficient funds are not available to pay presented checks. A low fee will be assessed for each use.
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